A big part of managing your business is managing your cash. Whether your business is small or large, just starting out or well established, National Bank of Coxsackie has the products and services that will help you better manage your cash, so you'll have the time to better manage your business.

• Payroll Direct Deposit
  Eliminate the cost of writing and distributing checks, and offer added convenience to your employees. National Bank of Coxsackie payroll direct deposit gives you the tools to electronically transfer payroll funds directly into your employees' accounts, saving time and money associated with manual processing.
• Depository Transfers
  No need to visit the bank, transfer funds electronically between your account(s) and National Bank of Coxsackie, or other financial institutions. Transfers are processed electronically between your company accounts real-time.
• Import/Export Capability
  Reduce error and save valuable time by eliminating the need to re-key data with National Bank of Coxsackie Import/Export functionality. Manage large ACH files locally on a spreadsheet for uploading into a batch, or easily import or export tab-delimited files to spreadsheet applications.
• Electronic Federal Tax Payments
  Put the control in your hands. With our Electronic Tax Payments service, you can directly initiate an "ACH CREDIT" for different types of federal tax payments, such as 941 payroll tax deposits. Our system will create the ACH credit to the US Treasury in accordance with Federal tax payment requirements.
• Collect Payments
  Save time and money by replacing invoicing with EFT payments from authorized consumer accounts. Use our Collect Payments template to originate EFT payments from your consumer accounts, whether authorized in writing, by phone, or over the Web.
• Online Bill Pay
  Get access to your bank accounts 24x7, 365 days a year with National Bank of Coxsackie online Business Bill Pay. Schedule one-time payments for bills, or get better organized by scheduling your bills in advance – and you can easily retrieve up to 2 years of your bill payment history for reconciliation. Online bill pay saves you money and affords you the time to concentrate on your business.
• Sub-User Administration
  Be in charge of your business banking with Sub-User Administration. Save valuable time and increase efficiencies by conveniently assigning specific account access, dual control privileges, and transaction limits to your employees independently, without direct communication with your financial institution.
• E Statements
  National Bank of Coxsackie now offers you the paper-free convenience of electronic statement delivery! If you choose to receive e-statements, a notification will be sent to your inbox on a monthly basis, informing you that a monthly statement is ready for secure viewing.
• Check Imaging
  View your checks and deposit slips within your Internet banking account. No waiting for copies of cancelled checks and helping you easily track your business transactions.
• Notify Me Alerts
  This notification feature allows you to designate what type of account activity, such as overdraft alerts, balance alerts, and large transaction alerts, you would like to be notified of via e-mail. As soon as one of your designated events occur, you will immediately be notified.
• Quicken and QuickBooks Download
  Download your account history in Quicken WebConnect and QuickBooks WebConnect file formats. Transactions will be reconciled against any transactions already entered in your account register, as well as matched against any transactions you have already entered to eliminate duplicate download entries.
• Balance Reporting
  With this feature, you'll never have to wait for your monthly statement to reconcile your account register. Balance reporting allows you to get a full report of the current or previous day's transactions and easily manage your finances.