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24-Hour Banking Services
Internet Banking - With the use of your personal computer modem and a web browser, you can obtain your account balance, transfer funds between your accounts, review your monthly bank statement, pay bills online, view and print checks, and more!

Now
Enhanced with Real Time Banking
Money Services
For those times when you can’t use cash, personal checks, or credit cards, National Bank of Coxsackie offers convenient money services for all your needs.
· Cashier’s Checks
· VISA Gift Cards
· Merchant Services (credit card processing)
. Money Orders
· Domestic and Foreign Wire Transfers
· Drive-In ATM Machines
( Athens, Cairo, Greenville, Ravena, West Coxsackie Branches )
· Free Visa Check Card Available. Click for more
information.
· Commercial Online Banking Services
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Other Services Include:
· Bank Money Orders
· Safe Deposit Boxes
· Night Depository
· Bank by Mail
· Coin counting and wrapping services
· Drive-in Banking ( Cairo, Greenville, Ravena, West Coxsackie branches )
· Check Ordering
· Photocopies ( $1.00 Fee/ Each Copy )
· Visa / MasterCard / Cash Card advances
· Notary Public on site at each branch.
· Direct Deposit Origination
· Member of NYACH Electronic Network
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Legal Process Fees:
| Tax Levy |
$75.00 each account |
| Subpoena |
$75.00 each acocunt |
| Garnishment |
$75.00 each account |
| Summons |
$75.00 each account |
| Execution Notice |
$75.00 each account |
| Other Legal |
$75.00 each account |
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Miscellaneous Fees:
| Check Protest Non-Customer |
$30.00 Per Check |
| Check Protest Customer |
$25.00 per Check |
| Collection Item Outgoing |
$10.00 per item + postage |
| Bookkeeping Research |
$15.00 per hour + photocopy fee |
| Coupons Returned for Non-Payment |
$5.00 per envelope |
| Safe Deposit Forced Break Open |
$5.00 plus locksmith charge + lock replacement |
| Safe Deposit Lost Key |
$5.00 per bag or depository |
| Night Deposit Lost key |
$5.00 per bag or depository |
| Lost Passbook Replacement |
$5.00 per passbook |
| Cashier Check |
$3.00 per check- one per month free on savings w/d |
| Money Order |
$2.00 per money order purchased |
| Safe Deposit Rent |
based on box size. |
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Services
| Stock Sale or Purchase |
$20.00 per transaction + broker fee & postage |
US Treasury or Agency Sale or
Purchase |
$45.00 per transaction + postage |
| Signature Guarantee (our customer only) |
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Wire Transfer
| Domestic Outgoing Wire |
$15.00 per wire |
| International Outgoing Wire |
$25.00 Per Wire |
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Account Fees
| Stop Payment |
$20.00 Per Item |
| Hold Balance |
$10.00 Per Account |
| Insufficient Funds |
$28.00 Per Check |
| Unavailable Funds |
$28.00 per check |
| Returned Deposited Item |
$10.00 per check |
| Certified Check Fee |
$10.00 per check |
| Closing Account Fee |
$10.00 (if closed within 6 months of opening) |
| Statement Snapshot |
$1.00 per page |
| Balance Telephone Inquiry |
$1.00 per call if frequency > once per week |
| Dormant Account Fee |
$2.00 per month (if no activity for 24 months) |
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