Business checking and savings accounts through the National Bank of Coxsackie have been designed with you in mind. As a business owner we want you to succeed. That’s why there are no annual fees associated with our products. Our friendly and knowledgeable staff is committed to customer service and making sure your banking needs are met.
- No minimum balance required
- No monthly service charges
- Unlimited check writing and withdrawals
- Free Visa Check Card available
- Free access to online banking with optional E-statements
- Free unlimited bill payments
- Free access to mobile banking
- Free check images returned with statements
- No foreign ATM surcharges (assessed by our bank)
- Overdraft line available
Overdraft Line of Credit
This valuable service can attach a revolving line of credit to your checking account (subject to credit approval). This can provide your checking account with extra overdraft protection. No account fees exist, except when in use, at which time the current annual interest rates will prevail. Check the rate page for more details.
Business Statement Savings
Deposits and withdrawals may occur daily. Use of our STAR or VISA ATM Card (upon approval). A monthly or quarterly statement may be requested or combined with your checking account. The interest rate on this account is .25% with an Annual Percentage Yield of .25%. You must deposit $25 to open this account
Safe Deposit Boxes
A safe and secure place to keep your most valuable possession without worry. Protect what's important to you. Payments on boxes made annually. Contact your local branch for available sizes and pricing.
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Deposits and withdrawals may occur daily. You must always present the passbook to process transactions. The interest rate on this account is .25% with an Annual Percentage Yield of .25%. You must deposit $25 to open this account
Our bank uses the average daily balance method to calculate interest on your account, if applicable. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The above mentioned account descriptions are not all encompassing. To request a full account opening disclosure by mail contact:
National Bank of Coxsackie
3-7 Reed Street
Coxsackie, NY 12051-0400
Attention: New Account Opening
(518) 731-6161 Voice or Email at: email@example.com