Business Development

The National Bank of Coxsackie remains committed to serving you as a business owner. This is why we’ve developed a variety of tools and resources to provide you with everything you need to manage your finances. Having been around since 1852, we offer business owners a long-term banking relationship.  With our outstanding customer-service and relationship oriented approach to banking you’re more than just an account to us, we’ll work with you to come up with the most effective solution to fit your specific business needs.

See below for our wide range of products and services we can offer you; allowing more time to concentrate on what matters…your business.

Learn about Business Banking

Learn about Business Credit Cards

Learn about Commercial Loan products


Cash Management

A big part of managing your business is managing your cash. Whether your business is small or large, just starting out or well established, National Bank of Coxsackie has the products and services that will help you better manage your cash, so you’ll have the time to better manage your business.

Payroll Direct Deposit

Eliminate the cost of writing and distributing checks, and offer added convenience to your employees. National Bank of Coxsackie payroll direct deposit gives you the tools to electronically transfer payroll funds directly into your employees’ account, saving time and money associated with manual processing.

Quicken and QuickBooks Download

Download your account history in Quicken WebConnect and QuickBooks WebConnect file formats. Transactions will be reconciled against any transactions already entered in your account register, as well as matched against any transactions you have already entered to eliminate duplicate download entries.

Import/Export Capability

Reduce error and save valuable time by eliminating the need to re-key data with National Bank of Coxsackie Import/Export functionality. Manage large ACH files locally on a spreadsheet for uploading into a batch, or easily import or export tab-delimited files to spreadsheet applications.

Collect Payments

Save time and money by replacing invoicing with EFT payments from authorized consumer accounts. Use our Collect Payments template to originate EFT payments from your consumer accounts, whether authorized in writing, by phone, or over the Web.

Depository Transfers

No need to visit the bank, transfer funds electronically between your account(s) and National Bank of Coxsackie, or other financial institutions. Transfers are processed electronically between your company accounts real-time.

Electronic Federal Tax Payments

Put the control in your hands. With our Electronic Tax Payments service, you can directly initiate an “ACH CREDIT” for different types of federal tax payments, such as 941 payroll tax deposits. Our system will create the ACH credit to the US Treasury in accordance with Federal tax payment requirements.

Sub-User Administration

Be in charge of your business banking with Sub-User Administration. Save valuable time and increase efficiencies by conveniently assigning specific account access, dual control privileges, and transaction limits to your employees independently, without direct communication with your financial institution.

Notify Me Alerts

This notification feature allows you to designate what type of account activity, such as overdraft alerts, balance alerts, and large transaction alerts, you would like to be notified of via e-mail. As soon as one of your designated events occurs, you will immediately be notified.

Balance Reporting

With this feature, you’ll never have to wait for your monthly statement to reconcile your account register. Balance reporting allows you to get a full report of the current or previous day’s transactions and easily manage your finances.


To get started or to answer any questions you may have please contact our Business Developers:

Name:   Joe Siniski Jamie Casterlin
Location:  Main Office Main Office
Phone 518-731-6161 518-731-6161

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