Make your Dream home a Reality with a Personal Mortgage from NBC! We want to help get you into your Dream Home! Whether this is your first time purchasing a house, you’re looking to refinance where you already live, or found another perfect home… NBC is here for you!
Need help figuring out how much you can afford? Check our NBC’s interactive calculators1 to help you properly plan ahead!
Listing of NMLS Originator Numbers.
Mortgage
National Bank of Coxsackie offers a Mortgage Product that covers you no matter what your plan is!
- New Home Purchase
- Refinancing Existing Home
- Vacation Homes
- Condos
What are the benefits of getting your mortgage through National Bank of Coxsackie?
- Here for you – We are here to answer any questions you may have!
- Experienced & Flexible – With a quick and easy application process, we’ll accommodate your schedule at your convenience to review your mortgage and see how NBC can meet your needs.
New Home Purchase & Refinancing Home Rates2
| Term | APR | Preferred APR |
|---|---|---|
10 years |
7.125% |
6.875% |
15 years |
7.250% |
7.000% |
20 years |
7.375% |
7.125% |
25 years |
7.500% |
7.250% |
30 years |
7.625% |
7.375% |
Vacation Home Rates3
| Term | APR | Preferred APR |
|---|---|---|
10 Years |
8.125% |
7.875% |
15 Years |
8.250% |
8.000% |
20 Years |
8.375% |
8.125% |
Looking to finance a condo or a single-wide mobile home? NBC offers these products too. Speak with one of our Mortgage Specialists to learn more!
Apply NOW or Contact Us today to get started!
1 Information and interactive calculators are made available to you as self-help tools for your independent use. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. 2 New home purchase and refinance home rates include 1 – 4 family, modular and double-wide, primary home residencies. APR = Annual Percentage Rate. Preferred APR rate requires automatic payment from a NBC checking or savings account. Actual rates and terms may vary and are subject to approval. APR and Preferred APR rates are fixed and all rates are subject to change without notice. Rates accurate as of 2023/12/09 . Minimum down payment of 20% applies. Monthly loan payment example: 10 Year = 120 monthly payments of $11.68 per $1,000 borrowed. Example based on a 10-year loan with a 20% down payment at 7.125% APR. Payment amount does not include taxes and insurance. Actual monthly payment obligation may be greater. No membership or participation fees. Property insurance is required. Title insurance may be required and to be paid by the borrower. Products, services, terms and conditions are subject to change without notice. All rates are subject to change at any time. All loans are subject to creditworthiness. NMLS Company ID # 816880. 3 Vacation home rates include 1 – 4 family, modular and double-wide residencies. APR = Annual Percentage Rate. Preferred APR rate requires automatic payment from a NBC checking or savings account. Actual rates and terms may vary and are subject to approval. APR and Preferred APR rates are fixed and all rates are subject to change without notice. Rates accurate as of 2023/12/09 . Minimum down payment of 25% applies. Monthly loan payment example: 10 Year = 120 monthly payments of $12.20 per $1,000 borrowed. Example based on a 10-year loan with a 25% down payment at 8.125% APR. Payment amount does not include taxes and insurance. Actual monthly payment obligation may be greater. No membership or participation fees. Property insurance is required. Title insurance may be required and to be paid by the borrower. Products, services, terms and conditions are subject to change without notice. All rates are subject to change at any time. All loans are subject to creditworthiness. NMLS Company ID # 816880.
Land Loans
Before you begin building your dream home, growing your property, or planning your next expansion project, you need land! A Land Loan from National Bank of Coxsackie can get you headed in the right direction!
When it comes to land loans, every scenario can be different. Speak to a one of our Mortgage Specialists today to see how we can help.
