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Make your Dream home a Reality with a Personal Mortgage from NBC! We want to help get you into your Dream Home! Whether this is your first time purchasing a house, building a house, you’re looking to refinance where you already live, or found another perfect home… NBC is here for you!

What are the benefits of getting your mortgage through National Bank of Coxsackie?

  • Always Available – We don’t sell your mortgage into the secondary market so we are always here to answer any questions you may have!
  • No Excess Fees – You do not pay points, application, credit bureau, or inspection fees that can quickly drive up your closing costs with other lenders.
  • Experienced & Flexible – With a quick and easy application process, we’ll accommodate your schedule at your convenience to review your mortgage and see how NBC can meet your needs.


National Bank of Coxsackie offers a Mortgage Product that covers you no matter what your plan is!

  • New Home Purchase
  • Residential New Construction
    • Including stick build, modular, double wide, panelized, mobile homes1 with land, and log homes!
  • Refinancing Existing Home
  • Vacation Homes
  • Condos

See below for our Mortgage Rates!

NBC Mortgage Loan Rates2

Term APR3 Preferred APR4

10 years



15 years



20 years



25 years



30 years



Need help figuring out how much you can afford? Check our NBC’s interactive calculators5 to help you properly plan ahead!

Listing of NMLS Originator Numbers.

Apply NOW 

or Contact Us today to get started!

1 1Single-wide mobile homes, maximum 15 years and 20% down. Rate will be residential plus 1.00%. 2 Pending credit approval. 11% down required. 10 year = 120 monthly payments of $11.29 per $1,000 borrowed. Example based on a 10 year loan with a down payment of 11% at 6.375% APR. Payment amount does not include taxes and insurance. Actual payment obligation will be greater. Rates listed are fixed. Rates and terms may change without notice. 3 APR= Annual percentage rate. 4 Preferred rate requires direct withdrawal for payment from an NBC checking or savings account. 5Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Land Loans

Before you begin building your dream home, growing your property, or planning your next expansion project, you need land! A Land Loan from National Bank of Coxsackie can get you headed in the right direction!

When it comes to Land Loans, every scenario is a little different, therefore rate and terms are determined on a case-by-case basis so we can tailor it to your needs!

Contact Us today to get started!