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See below to find out which one of NBC’s checking products will best suit your needs!

Freedom Checking

Put your money to work with a Freedom Checking interest-bearing account and earn while you spend! This gives you the flexibility to withdraw, deposit, and earn more when compared to a basic checking account.

Plus, get a free VISA debit card with check images included in your monthly statement!

  • Earns 2.00% APY when qualifications are met on balances of $0.00 to $20,0001
  • Earn a refund on your Foreign ATM Charges
  • FREE access to Online and Mobile Banking2

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1 APY = Annual Percentage Yield. APY is variable. Minimum of $50.00 deposit to open, then no minimum balance required and no monthly service fees. Qualified accounts earn the stated 2.00% APY and will receive up to $20.00 in Foreign ATM fee refunds within 30 days per statement cycle and only once account qualifies. To qualify, account must have an available average monthly balance of $0.00 to $20,000.00, be actively enrolled in e-statements, have at least one direct deposit in the month and have a minimum of 10 debit card swipes (posted and cleared) from the account in the statement cycle. If qualifications are not met, the APY will be 0.20% on all balances and Foreign ATM fees are not eligible for a refund. Rates are accurate as of 2023/09/23 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

Basic Checking

This account is our go-to checking account. It is only $50 to open!1 You get unlimited check writing and withdrawals, a VISA debit card, and we still include your check images in your statement – for free!

Other benefits of this account include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Overdraft coverage

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1 Minimum of $50 deposit to open. Average monthly balance requirement of $250. A $4.00 monthly service fee applies if the average monthly balance falls below $250.00. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

NOW Checking

A NOW account is the next step up from our Basic account. However, our NOW Checking Account requires a $1,000 minimum balance.1 Similar to our Basic Checking, it includes unlimited check writing and withdrawals, a VISA debit card, and you still get your check images included in your monthly statement – for free!

Additional benefits of this account include:

  • Earns an interest rate of 0.05% and 0.05% APY
  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements

Open Account NOW

1 Minimum balance to open and maintain the account is $1,000. A $5.00 monthly service fee applies if the average monthly balance falls below minimum. Minimum balance is required to earn current APY. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2023/09/23 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

Money Market

NBC’s Money Market accounts are designed for those who will carry a high balance and want to earn interest while still having access to their money when they need it. It is $2,500 to open and also has the benefits of a free VISA debit card, free check images returned with your statements, and unlimited check writing to yourself!1

Balance

Interest Rate

Annual Percentage Yield

$0 - $2,499.99

0.00%

0.00%

$2,500.00 - $50,000.00

0.05%

0.05%

$50,000.01 - $250,000.00

0.05%

0.05%

$250,000.01 - $500,000.00

0.10%

0.10%

$500,000.01 - $1,000,000.00

0.10%

0.10%

>  $1,000,000.00

0.15%

0.15%

Additional benefits include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Available for Personal or Business Accounts

Open Account NOW

1 APY = Annual Percentage Yield. APY is variable. Minimum of $50.00 deposit to open, then no minimum balance required and no monthly service fees. Qualified accounts earn the stated 2.00% APY and will receive up to $20.00 in Foreign ATM fee refunds within 30 days per statement cycle and only once account qualifies. To qualify, account must have an available average monthly balance up to $20,000.00, be actively enrolled in e-statements, have at least one direct deposit in the month and have a minimum of 10 debit card swipes (posted and cleared) from the account in the statement cycle. If qualifications are not met, the APY will be 0.20% on all balances and Foreign ATM fees are not eligible for a refund. Rates are accurate as of 2023/09/23 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

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