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See below to find out which one of NBC’s checking products will best suit your needs!

Freedom Checking

Put your money to work with a Freedom Checking interest-bearing account and earn while you spend! This gives you the flexibility to withdraw, deposit, and earn more when compared to a basic checking account.

Plus, get a free VISA debit card with check images included in your monthly statement!

  • Earns 2.00% APY when qualifications are met on balances of $0.00 to $20,0001
  • Earn a refund on your Foreign ATM Charges
  • FREE access to Online and Mobile Banking2

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1 APY = Annual Percentage Yield. APY is variable. Minimum of $50.00 deposit to open, then no minimum balance required and no monthly service fees. Qualified accounts earn the stated 2.00% APY and will receive up to $20.00 in Foreign ATM fee refunds within 30 days per statement cycle and only once account qualifies. To qualify, account must have an available average monthly balance of $0.00 to $20,000.00, be actively enrolled in e-statements, have at least one direct deposit in the month and have a minimum of 10 debit card swipes (posted and cleared) from the account in the statement cycle. If qualifications are not met, the APY will be 0.20% on all balances and Foreign ATM fees are not eligible for a refund. Rates are accurate as of 2024/07/24 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

Basic Checking

This account is our go-to checking account. It is only $50 to open!1 You get unlimited check writing and withdrawals, a VISA debit card, and we still include your check images in your statement – for free!

Other benefits of this account include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Overdraft coverage

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1 Minimum of $50 deposit to open. Average monthly balance requirement of $250. A $4.00 monthly service fee applies if the average monthly balance falls below $250.00. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

Freedom 55

An account built specifically for those aged 55+!
With NBC's Freedom 55 we keep it simple so you don't have to worry! This account is only $50 to open, and then no minimum requirements after! See below for additional benefits you could take advantage of!1

  • NO minimum balance requirements
  • NO monthly service fees
  • 1 FREE box of checks annually

Plus! Enjoy all the other benefits of banking with NBC including:

  • Check images included in your monthly statements
  • Optional E-Statements
  • FREE online and mobile banking2

Open Account NOW

1Minimum of $50.00 deposit to open, then no minimum balance required and no monthly service fees. Each year, Freedom 55 customers may purchase one free box of Wallet Safety Paper checks. Checks must be purchased directly through NBC. If a different style of checks is ordered, NBC shall credit the account $25 at the time of the order. Checks purchased from other vendors will not receive an account credit. Fees may reduce earnings. 2Standard messaging and data rates may apply.

Money Market

NBC’s Money Market accounts are designed for those who will carry a high balance and want to earn interest while still having access to their money when they need it. It is $2,500 to open and also has the benefits of a free VISA debit card, free check images returned with your statements, and unlimited check writing to yourself!1

Balance

Interest Rate

Annual Percentage Yield

$0 - $2,499.99

0.00%

0.00%

$2,500.00 - $50,000.00

0.05%

0.05%

$50,000.01 - $250,000.00

0.05%

0.05%

$250,000.01 - $500,000.00

0.10%

0.10%

$500,000.01 - $1,000,000.00

0.10%

0.10%

>  $1,000,000.00

0.15%

0.15%

Additional benefits include:

  • FREE access to Online and Mobile Banking2
  • UNLIMITED bill payments
  • Optional E-statements
  • Available for Personal or Business Accounts

Open Account NOW

1 Minimum of $2,500 deposit to open, then no minimum balance required and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2024/07/24 and are subject to change at any time. Fees may reduce earnings. 2 Standard messaging, Internet and data rates may apply.

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