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Our Personal Smart Yield Money Market accounts are designed with 4 tiers to suit your needs!1

Balance

Interest Rate

Annual Percentage Yield

$0 - $50,000

0.05%

0.05%

$50,000.01 - $100,000 2.76%  2.80%
$100,000.01 - $249,999.99 2.86% 2.90%

$250,000 and greater

3.10%

3.15%

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1 Minimum of $50,000.00 of funds not currently on deposit with BSNB is required to open the account, then no minimum balance and no monthly service fees. APY = Annual Percentage Yield. APY is variable. Rates are accurate as of 2025/09/21 and are subject to change at any time. Fees may reduce earnings.

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