Did you know you can get your car or truck loan from your local bank!? What about your RV, four-wheeler, or snow mobile!? National Bank of Coxsackie can take care of all your lending needs! We want to make sure you drive away with the loan that’s right for you.
What’s the benefit of getting your loan through NBC instead of a dealer??
- Pre-Approval – know how much you can afford to spend before you shop! There are no application fees, so why wouldn’t you!?
- Honesty – We give you our best rate the first time! Rates are based on the year and term of the vehicle or toy you are purchasing not your credit score.
- Familiarity – Deal face-to-face with someone you know! Our branch staff is here to help you and guide you through the purchase process.
Need help figuring out how much you can afford? Check out NBC’s interactive calculators1 to help you properly plan ahead!
See below for all the types of Installment Loans we offer!
- Car & Truck
- Boat & Motorcycle
- Sport Cycles & Off-Road Vehicles
- Farm Equipment, Utility and Camping Trailers
Car and Truck Loans
National Bank of Coxsackie handles all types of car and truck loans! Whether you are purchasing a brand new vehicle, or interested in refinancing your current car or truck, we are here for you. One of the biggest benefits of sticking with NBC is our rates are based on year and term!
NBC Car and Truck Loan Rates (APR2)
| Term | NEW Auto | |
|---|---|---|
|
15% down |
0% down |
12 months |
5.75% |
6.25% |
13 - 24 months |
5.75% |
6.25% |
25 - 36 months |
5.75% |
6.25% |
37 - 48 months |
5.875% |
6.375% |
49 - 60 months |
6.00% | 6.50% |
61 - 72 months |
6.125% | 6.625% |
| Term | USED Auto 2020-2023 | USED Auto 2017-2019 | USED Auto 2016 or Older | |||
|---|---|---|---|---|---|---|
|
15% down |
0% down |
15% down |
0% down |
15% down |
0% down |
48 months or less |
6.00% |
6.49% |
6.24% |
6.74% |
6.74% |
7.24% |
60 months |
6.25% |
6.74% |
6.49% |
6.99% | 6.99% |
7.49% |
Apply Now or Contact Us today to get started!
1Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 2 Pending credit approval. APR= Annual Percentage Rate. 60 months = 60 monthly payments of $19.33 per $1,000 borrowed. Example based on a 60-month loan with a down payment of 15% at 6.00% APR. APR rates listed are fixed. Rates and terms may change without notice. $1,000 minimum loan amount. $100 minimum monthly payment.
Boat and Motorcycle Loans
Feel the wind in your hair with a Boat or Motorcycle loan from NBC! We don’t just take care of your car and truck, we can take care of your toys too! Just like our other loans, we don’t base your rate on your credit score – only your year, make, and model. This way you know you’ll always get our best rate the first time!
NBC Boat and Motorcycle Loan Rates (APR2)
| Term | New Boat/Motorcycle | Used Boat/Motorcycle 2023-2020 | Used Boat/Motorcycle 2019 or older | |||
|---|---|---|---|---|---|---|
|
15% down |
0% down |
15% down |
0% down |
15% down |
0% down |
12-60 months |
6.49% |
7.25% |
- |
- |
- |
- |
48 months or less |
- |
- |
7.49% |
8.49% |
8.49% |
9.49% |
60 months |
- |
- |
9.49% |
- |
9.74% |
- |
Apply Now or Contact Us today to get started!
1Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 2 Pending credit approval. APR= Annual Percentage Rate. 60 months = 60 monthly payments of $19.56 per $1,000 borrowed. Example based on a 60-month loan with a down payment of 15% at 6.49% APR. APR rates listed are fixed. Rates and terms may change without notice. $1,000 minimum loan amount. $100 minimum monthly payment.
Sport Cycles and Off-Road Vehicles Loans
National Bank of Coxsackie does it all! In addition to cars, trucks, boats, and motorcycles we take care of your sport cycle and off-road vehicles too! With terms available from 12 months all the way to 60 months, we want to give you the options to find the financing that best fits your needs!
NBC Sport Cycle and Off-Road Vehicle Loan Rates (APR2)
| Term | New Sport Cycle | New Off-Road Vehicle | |
|---|---|---|---|
|
15% down |
0% down |
15% down |
12 – 36 months |
7.49% |
8.25% |
11.00% |
37-48 months |
7.49% |
8.25% |
- |
49-60 months |
7.49% |
8.25% |
- |
Apply Now or Contact Us today to get started!
1Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 2 Pending credit approval. APR= Annual Percentage Rate. 60 months = 60 monthly payments of $20.03 per $1,000 borrowed. Example based on a 60-month loan with a down payment of 15% at 7.49% APR. APR rates listed are fixed. Rates and terms may change without notice. $1,000 minimum loan amount. $100 minimum monthly payment.
Farm Equipment, Utility and Camping Trailers
National Bank of Coxsackie does it all! In addition to cars, trucks, boats, and motorcycles we take care of your farm equipment, utility and camping trailers too! With terms available from 12 months all the way to 60 months, we want to give you the options to find the financing that best fits your needs! (up to 120 months for new camping trailers.)
NBC Farm Equipment, Utility & Camping Trailer Loan Rates (APR2)
|
New | Used | |
Farm Equipment |
6.75% |
7.99% |
|
Utility Trailers |
7.49% |
n/a | - |
Camping Trailers |
6.99% |
7.50% |
up to 60 months |
| Camping Trailers | 8.49% | n/a | up to 120 months |
Apply Now or Contact Us today to get started!
1Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 2 Pending credit approval. APR= Annual Percentage Rate. 60 months = 60 monthly payments of $19.80 per $1,000 borrowed. Example based on a 60-month loan at 6.99% APR. APR rates listed are fixed. Rates and terms may change without notice. $1,000 minimum loan amount. $100 minimum monthly payment.
